Tag Archives: Types

4 Types Of Relationships That Are Bad For Your Money (MUST READ)

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1. The broke friend

Do you have a friend who always seems to be in a financial bind? When you ask about his day are you usually met with a heart-wrenching story of his never-ending financial woes? It’s not unusual to fall on hard times every now and then, but it can get annoying when you keep encountering that one friend who seems to be perpetually broke. It’s OK to help out, but if your friend is starting to make a habit of asking for money, it’s time to re-evaluate your friendship. Is he your friend because he genuinely likes and supports you, or is your friend merely looking for a handout?

2. The gold digger

Does your significant other often expect you to pay for everything? Don’t let love blind you to a possible gold digger (and yes, we know that person could be a man or a woman). If you seem to be the only one opening up your wallet, it’s a sign your partner may primarily be with you for financial support. Pay close attention to how your partner acts during times when you don’t have a lot of cash to spare. Does your partner become cold and distant or are you met with compassion and support?

3. The irresponsible family member

Watch out for the family member who is constantly asking to “borrow” money. If you decide to give some of your hard-earned cash, just know beforehand that you may never get it back. Also make sure that you can actually afford to give the money in the first place. It’s not selfish to take care of your own financial needs first; it’s smart. Our advice when it comes to lending money: don’t. However, if you feel that you must lend, make sure you have enough in savings to cover your own expenses.

4. The big-spending spouse

Being in a relationship with a shopaholic is not fun. Your days and nights will likely be filled with arguments about money, email alerts about overdrawn bank accounts, and plenty of tears. If your partner has poor financial management skills, you’ll need to nip this in the bud before things get out of control.  A spendthrift spouse could put you in a tight spot in the event you were to make a significant financial purchase, such as a home. Organizations such as Shopaholics Anonymous and Debtors Anonymous are two good places for your partner to seek help.

Credit:

http://www.cheatsheet.com/money-career/types-relationships-bad-money.html/4/

Personality Types That Are Most Likely To Be Unemployed

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If you’re wondering why it’s so difficult for you to hold down a job, you might consider taking a personality assessment. Science suggests there’s one personality type that’s more likely to be unemployed than others.

A new report from Truity Psychometrics, a provider of online personality and career assessments, found that, overall, being a “Perceiver” significantly predicts your tendency to be jobless.

ISFPs (people with a preference for Introversion, Sensing, Feeling, and Perceiving) were the most likely of all 16 personality types to report being unemployed. And INFPs, INTPs, ENTPs, and ESFPs were all more likely than average to report that they were out of a job, according to the report.

BI_Graphics_.Personality types unemployment

Molly Owens, CEO of Truity and developer of the TypeFinder® personality type assessment, isn’t too surprised by this finding.

She tells Business Insider the result replicates previous studies of the Big Five personality modelthat have repeatedly found that people with high levels of a trait called “conscientiousness” — or a person’s tendency to be goal-oriented and persistent — tend to earn more and be more successful in their careers.

She says Judgers are often highly conscientious while Perceivers tend to have lower levels of conscientiousness, so it’s expected that Judgers would experience more career achievement.

“Perceivers tend to be freewheeling, spontaneous types who dislike schedules and structure,” Owens says. “At the extreme, and if they haven’t developed good organizational skills, Perceivers can have trouble meeting deadlines and keeping up with demanding jobs. So they may actually be more likely to lose their jobs in the first place, if they’re not meeting expectations.”

Read More: yahoo